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Buying a Home
Risa
Saltman

ACCREDITED BUYER REPRESENTATIVE (ABR)
What is ABR®? The Accredited Buyer
Representative (ABR®) designation is the benchmark of excellence in buyer representation.
This coveted designation is awarded to real estate practitioners by the Real Estate BUYERS
AGENT Council (REBAC) of the
NATIONAL ASSOCIATION
OF REALTORS® who met the specified educational and practical experience criteria.
What is the ABR designation? The Accredited Buyer Representation is a professional designation earned
through The Real Estate Buyer's Agent Council
(REBAC).
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What is REBAC? REBAC was founded in 1988 and has become the nation's largest association
of real estate professionals focusing specifically on the aspects and implications of
buyer representation. This accredited real estate organization has grown to include more
than 4,000 members throughout the United States. Less than 2% of all agents
nationwide possess this designation.
Where can I find an ABR? Call Accredited Buyer Representative. Why not hire
the agent that can serve you the best? She can be reached at: 407-695-2066
Buying a home in the Central Florida, Orlando area? Oviedo, Winter
Springs, Casselberry, Winter Park, Altamonte Springs, Maitland, Longwood, Heathrow,
Chuluota, Chula Vista, Goldenrod, Orlando? Want the best home? Call me!
I can help. I offer full service real estate sales. Whether you
are buying your first home, retiring or relocating from the Orlando area, I can handle all
the details.
"My experience will move
you!"
Planning to purchase a home in the near future? Then
youve probably been browsing the real estate ads, classifieds, and surfing the
INTERNET every day. As you read the real estate ads, each seems more confusing than the
previous one! Your head spins as you read, "Orlando: 3BR, 2.55BA, SCR PL, FP, FR
$179,750." Your palms sweat! It is all so confusing. The ads and the
INTERNET gives you enough information to drive yourself crazy! What does it all mean? What
does it look like? Where is it? How much will it really cost? You finally find that one
home that sounds just right you call! After several attempts, and voice messages, you
finally get through. Then you find the home is already "UNDER CONTRACT!" Isn't
it so frustrating? You wonder if you will ever find the home that is just right for you.
So, where do you start?
Dont worry, youre not alone. It is
difficult to translate the abbreviated words and the hype sales jargon in a newspaper or
.jpeg image into the home of your dreams! It is all just marketing.
Also, printed ads and web listings tend to be stale. Ad deadlines have to be met
sometimes a month before, especially if they are in a magazine. Yet most buyers often
begin their home search by looking through ads or surfing the web. They dont even
realize what a waste of time! It's a very time consuming and tedious process, and
now they find it is many times non productive search. The listings are probably
already sold! Thse good ones always sell quick, so perhaps you are looking at
the leftovers! The truth of the matter is that even a seasoned real estate agent
couldnt find the homes they hope to sell through the ads or on the web. The reason
is, there is not enough information! All the important information is missing, because you
have to call the agent to get the rest of the information. So why not try another
approach?
There is no need to wander aimlessly through an
endless desert of unsuitable houses. Most of the classifieds seem to be handyman's
specials, and fixer-uppers. However, these properties are in such disrepair, even a
handyman would find it overwhelming. Yet the owner of the classified expects you to buy
it!
You have the power to break out of this rut! By
making a single phone call to Risa, you can open the door to a wide selection of homes
that match your exact requirements.
Before making that call, ask yourself:
1) "Am I really committed to buying a
home?"
2)"When will I be ready to make this
purchase?"
Once you have answered those two questions make that phone call to Risa
Saltman at: 407-695-2066 or
E-mail me! Whether this is your first purchase or
thirtieth, explain your purchase plans, and then be prepared to answer questions about
your preferred locations, styles, price, and financing. Once you are qualified, and you
feel comfortable with your monthly payments, we can set up an appointment! Risa will
develop a buyers home profile that best matches available homes to the one you
describe, and will arrange for you to view the most suitable homes at your earliest
convenience.
If you are not pre-approved or pre-qualified for your
financing, ask us to arrange a "pre-qualification" interview with one of several
mortgage loan officers. The lender will explain available mortgage options, ask for credit
and employment information, then advise you of the maximum loan amount for which you
qualify. Once you are pre-qualified, you can shop with confidence for the perfect home.
So why is getting pre-qualified is a good idea when house hunting.
because it is a way of determining your budget when purchasing a home and allows you to
determine the amount of your down payment as well as your monthly payments. It is
important to let your agent know what you've qualify to purchase. A pre-qualification
letter is usually received after filling out a basic application. Pre-qualification can
also strengthen your position when making an offer on the home of your dreams. It
gives you negotiation leverage.Once youve committed to work exclusively with
Risa Saltman as your Buyer Agent, shell do all the searches to match your
preferences. Shell preview a wide selection of homes, eliminating already sold or
under contract homes, homes not up to your standards, or ones that are otherwise
unsuitable. She can then make appointments for your first visit to the best homes, and
your search will begin in earnest!
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